Originally Posted by acinchus

P1 currently has
a) Ink Plus since 2016 (sole prop applied with SSN)
b) Ink Cash since 2017; downgraded from Preferred in 2018 (unsure if applied w SSN, or EIN)
c) Got email on Jan2nd with a tight deadline of Jan8th to apply for Ink Unlimited offer ($900 back on $6k spend)
d) Have 2 hard credit inquiries showing on Experian report in last 24 months

Questions:

1) Does applying through link in email for the Unlimited increase chance of auto approval?

2) The higher points opportunity is to get P2 refer for 40K + 75k (lower than public offer of 90k which I can try to secure msg them about). But using this non-targeted option, does that increase odds of NOT getting auto approved and having to potentially do a recon call?

3) It has been 6-7years since last business recon calls. They were relatively grueling, have they become any easier recently?

4) Instead of applying for Unlimited, might consider getting another Ink Cash. Does Chase give SUB for holding same Ink product?