I'm trying to figure out the timing when I can ask for another retention offer and/or actually cancel my Amex personal Gold. I asked for an offer last year on 1/10/23 after my annual fee had posted and received 15k MR/2k spend. This year's annual fee posted on 12/14/23. I want to ask for another offer and if I don't get one I'll cancel the card but seem to have agreed to keep the card for 12 months. I also know (?think) that I have to cancel within 30 days of fee posting to get refund. Does this mean that my only opportunity to ask for another offer/cancel and get refunded is between 1/10/24 and 1/14/24? Thanks!