FlyerTalk Forums - View Single Post - Pay Yourself Back - Sapphire Reserve & Preferred, INK Preferred & Plus (2020-2023)

Dec 30, 2023, 10:57 am

#590

wingedwhale

Join Date: Aug 2023

Posts: 44

Quote:

Originally Posted by WestCoastPDX

^^^
I use PYB as a personal 'out of pocket' reducer. That's it.

I earn a couple million Chase UR points a year from business spend.
I just use PYB to save the $9-10k a year I would normally spend on groceries.

Selfishly, I hope the category stays for a while

Or, if they replaced it with restaurants, that's also nice.

but you can just take points as a statement credit without the need for pyb either way