Originally Posted by DataPlumber
Correct, you have a relationship with company. If you read the fine print in your credit card agreement or mortagae doc, etc. I will state by undertsigning you consent to periodic evalutaion of your credit.
I would agree if these were companies with which I have a relationship through holding a product (credit card, mortgage). But the ones I see are from other credit card and mrotgage companies. This is what they use to send SPAM snail mail soliciting application. I know I never signed anything (even implicitly) with these folks

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Cheers.