Originally Posted by
MarkOK
It'd have to be a card with 2% awards that can transfer to Hyatt though to put it on even terms. Last I checked (and I might be out of date here), you can get as high as 1.5% ultimate rewards or a card with 1%+rotating/limited bonus categories.
And aren't you forgetting other milestones: 5K bonus points at 40 nights; 5 K bonus points at 50 nights; 10,000 at 70, 80, 90, 100, 110, 120, 130, 140, and 150 nights. Altogether, that is 100K points that could get (except at 60 nights, they come at the cost of not choosing a SUA, so it's up to you, but these choices don't come at the cost of any of the Cat1-4/cat1-7/cat 1-8 certificates).
And, importantly, perhaps, is what you need (don't need) for night credit towards status. 350K more points instead of all those certificates, skipping let's say 90K points (and 2 SUAs) and without globalist benefits doesn't sound so good to me.
This new milestone chart is juicy, IMO, if you can swing enough Chase spend towards 150 nights credit.
I'd point out that the Hyatt Business Card credits 5 nights per $10k in spend (e.g. $2k/night) vs 2 nights per $5k in spend (e.g. $2.5k/night), so if you're purely looking to charge up the chart on that basis, that's something to consider. It also has somewhat different bonus categories.
Do consider that with UR, you can transfer those to Hyatt (presuming a Sapphire card) at 1:1, so for base spend the Chase FU card is better if you're not looking to rack up nights that way.
Having said that, once you get past 60 nights this turns into an algebra problem that potentially breaks in favor of Hyatt (as follows):
-$20k on the Hyatt business card gets you 10 free nights, so you'd earn 30k points (1.5/dollar) if all spend is un-bonused in both cases
-$25k on the Hyatt personal card gets you 10 free nights, so you'd earn 35k points (1.4/dollar) if all spend is un-bonused in both cases
Obviously, lacking a bonus on the Chase FU card (IIRC everything but dining and the Chase travel portal?) you're at parity for the business card and a little behind on the personal card. The one wrinkle is that a "new" Chase FU gets a double points bonus at the end of the first year, potentially kicking spend over there.
[If the spend in question is in a 2x category on the Hyatt card, that brings you up to 2.5/2.4 points/dollar, at which point the night credits and other bells and whistles would weigh in on the calculation.]