Originally Posted by
TravelinSperry
Exactly, and since it's such a good card at such a low AF - I think it unwise not to place at least one small $20 transaction on it annually as protection. There is simply no downside to this
Interesting to me that the AF has remained constant. IHG/Chase must consider this card, even with no new applicants allowed, a money maker. But they certainly didn't want too many folks having both cards. I remember when the Premier "premiered" getting an offer to upgrade my Select with no spending requirement but also with a paltry bonus of 6000 points. There were people who actually bit on that offer!