The old M&M program used to award 1 'star point' per day to FTL cardholders - i.e. 365 per year. So in 2..8 years the FTL cardholder would accrue 1,000 'star points'. Under the new M&M program, 'star points' will be converted at a ratio of 1:2 to 'qualifying points' on 1/1/2024. It would thus appear that anyone who has held a FTL card for 2.8 years will be automatically upgraded to Senator status. Can this really be true or am I missing something?