Originally Posted by Dr Jabadski

Excellent advice. Bilt T&C and their bank’s Agreement are repetitively specific that it’s only “rent payments”.

As per the Wiki: Links to Bilt Rewards Terms of Use and Evolve Bank & Trust (Bilt Technologies) Customer Account Agreement. The Terms state “Bilt may make available to you a Bilt Rent Account (“Account”), which is a transaction bank account that can be used by you solely to make rent payments.” The Agreement states: “For the avoidance of doubt, the Account is a transaction bank account that can be used by you solely to make rent payments. For the avoidance of doubt, this is not an account that you may use to deposit or withdraw funds for any other purposes outside of rent payments.”

Fortunately for many of us, condo fees are close enough for government work that Bilt recognizes them as rent. When my condo fees were ACHed from my bank account prior to my Bilt account, the bank listed the transaction as “ABC Condo Rent”, so maybe in some unique financial accounting systems categorizations condo fees ARE rent.

Regardless, at the most basic level, paying a mortgage via Bilt (in the expectation of points) would truly be “looking a gift horse in the mouth” and “biting the hand that feeds you” at the same time. My advice is the same as that of the esteemed authors' replies quoted above, it’s a bad idea.

(Sorry if out of true chronological order, I was composing it while the posts immediately above posted.)

Me too. I saw it once, a month or 2 ago and then not again.

I just paid my WF MC bill, currently at 0 transactions. I did find the screenshot snip below: “Wallet” tab of main page, about halfway down. Perhaps that’s the counter?

FWIW, it was relatively simple to change my Bilt MC statement date, a 3-5 minute call to WF. The agent could only discuss “payment due date” so I did the calculation, just added 10 days to my original due date.