Originally Posted by
happychic
I'm thinking about downgrading the Amex Brillaint card ($650 fee) to the Amex Bonvoy card ($95 fee) after the 85k cert posts next year. I looked at my travel pattern and unless I get a retention offer (which I doubt I will), I don't think the Brilliant card works for my household anymore.
Will I get partial AF back after I downgrade? $650 is a bit hard to digest after all the stealthy deval in the last two years.
Yes you will get a pro-rated refund. You don't need to wait until the 85k cert posts though. There have been reports of members receiving the 85k certificate even after downgrading the card within 30 days of annual fee posting.