Originally Posted by LewDog
It is a dangerous and potentially costly misconception that your SSN is needed for a credit check. Ask anyone who just test drove a car "for fun" and came home to find their credit was pulled.
That is an incorrect statement. You have to give express permisssion for your credit to be checked, a credit app is the vehicle by which this is accomplished. If this did actually occur, you have recourse under the credit reporting laws.
Last edited by DataPlumber; Jan 9, 2005 at 9:15 am