Originally Posted by VegasGambler

Did I miss a good sale? They used to have 40% off sales occasionally which I always maxed out. But I haven't seen a sale that bright it under 2cpp. since before covid (including taxes charged on the purchase)

As for your spending suggestions, I do a decent chunk of that but there is opportunity cost too (like airline status and miles). AA miles are also extremely valuable. It's also not that much since I just don't spend that much money in a year. I think that unbonused spend is better off on the Hyatt CC because it's 1 pt and also every $5000 is 2 EQN. I value Hyatt pts at 2c so the extra 0.5pt is like an extra 1% back, so an extra $50 on $5000. I would definitely rather have 2 EQN than $50 or 2500 pts. I will generally be willing to pay $50 or 2500 pts for 1 EQN, and in fact I am in a few days; 4 nights at an off-peak cat 1 for 3500 pts with 1000 pt rebate due to the current promo (so 2500 net). And in fact I'll burn a tank of gas for the privilege of doing so. I'm going to try to make a vacation out of it but I dunno... we'll see. I'd probably rather be home.