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Old Nov 20, 2023 | 8:43 pm
  #349  
sangs
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Join Date: Apr 2022
Programs: chase
Posts: 12
Originally Posted by trikotret
If you open now, you'll get billed for annual fee next month. So next year you would get billed for fee before using 2025 credits. When I opened it in Nov when card was out, I got billed in Dec.
Ok, so I think it's better to apply after December 15
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