Guessing this is a more general question about Citi, but putting here as that is the card in question for me. I am trying to maximize the 5% but am curious how Citi handles the following example scenario:

• Statement Closing Date - 15th of Nov
• Transaction Purchase Date - 14th of Nov
• Transaction Posting Date - 16th of Nov

Assuming the $500 max was not hit in Nov, will the 5% from that transaction be counted as part of the Dec statement period - meaning that the Dec $500 max is reduced? Or, does the Dec statement give the 5% back from the Nov period and still leave the full $500 available for the Dec statement period?