Originally Posted by lopinc1
Besides, no one can check your credit without you SSN... you're not giving that out are you??

That is a COMPLETELY inaccurate statement. All that is needed is your name and another piece of identifying information, such as your address, DOB, etc.
It is a dangerous and potentially costly misconception that your SSN is needed for a credit check. Ask anyone who just test drove a car "for fun" and came home to find their credit was pulled.