Welcome to FT. To answer your question: Yes, read the other threads in this MS Forum to see almost everybody is encountering this with USB VGCs these days. This first started happening to me just over 2 months ago in AZ, and since then it seems to have spread nationwide. There is serious fraud going on with these cards currently (along with many other types of VGCs to be honest), so I would recommend you IMMEDIATELY stop buying these garbage USB VGCs until USB gets their act together to combat the fraud. It's truly not worth the headache..........