Take 60k and pay the tax man with the Reserve and get it back in 3 months = 30k MQM = cost 1200$ + card = 1800,
Less 60k miles worth 700 or so = real out of pocket cost 1100 for an extra year of DM
Companion cert, 4 GUC/8 RUC, $500 Amex credit, 25k SM reduce your net cost considerably below $1100. And you don’t have to leave your house and fly somewhere for nothing.