Originally Posted by
Eujeanie
No, I'm not, it's the Amex Premium Primary Insurance, and I just recalled asking about it before...but now I remember that it was ok, secondary driver is covered, but we would be "together" in the same area, even if he was off someplace alone that day.
This would be me not even physically in the same state.
Unless the Amex insurance has a provision that requires you to be in the same city/state/country as the second driver when the accident occurs, I don't see how they could disclaim coverage.
But what coverage -- if any -- does the second driver have for third-party liability? Does he have his own personal auto insurance, and if so, does it cover him when driving rental cars?