I'm now matched up to 4 as well. The Move to Mint certs expire 12/31/23. I assume if I keep my credit card open at year-end the same certs will be extended to expire 12/31/24, correct? And if I use them before 12/31/23 and keep my credit card open, I assume I would not get 6 additional ones next year? Is that how others are reading the terms?