I'd value that at $175, so if you use the streaming credit $240 and airline credit of $200, the card costs you $80 (value of Sacks), so you're getting Gold Hilton, Delta Lounges, Centurion lounges, and Priority Pass for free.

I got nothing, as a $125K+ annual spender on the card. They told me that my value of their benefits with Walmart+, Airline, Sacks, Streaming was well over $850 and they gave me retention for the last four years, so NOTHING.

You would think they would want to keep $100K+ spenders, but they want the $695 with much less strings attached. They'll get it from people who get it for status reasons alone.

I never even valued their points at 2.0 like some YouTubers do. I keep hear one of them talking about Maldives. You all probably know who I'm talking about. I value them at 1.3 to 1.5 in a good year. To me, the card is overrated and the benefits I truly value (Hilton Gold and lounge access, I can get from a $95 card like Surpass). I'll lose out on TSA Global, but that is $25 per year per person and we renewed before canceling our card (2 people). If you are going to drop the card, make sure you transfer all of your points to a travel partner and get your TSA Pre / Global. In a weird sense, although I feel relieved to not having to worry about clipping the coupons, it was nice having that card for over 20 years.