Originally Posted by
bob12403
Given that the deadline for registration is Dec 15, and that's retroactive to all spend starting October 1, it seems like the best course of action is to wait for registration as close as possible to Dec 15, see what you've spent to that point, and then make a best guess on End of Year spending and register accordingly.
That is a really good point. I haven’t registered yet since I am still gaming out rest of year spending. Instead I will set a reminder to register for early December.