Originally Posted by
Mr. BoH
Yes, but note the bonus is temporary and only applies to LPs, not RDMs. Personally I think of RDMs as "currency" and LPs as the gravy. Yes, using the AA credit card gets you another 1 RDM/LP, (just like any other purchase) though as noted upthread there is an opportunity cost of forgone rewards from a different and potentially better card (just like any other purchase).
This is certainly viable if you can live with the limitations of a single-merchant card. But again you should also look at the opportunity cost of this - sites like Raise.com sell branded giftcards at a heavy discount (often 10% or more), which can be a much better deal than 3x miles.
Thanks. For us, all we care about here are the LPs. we have more RDMs than we can use, so they are our gravy. The LPs are what matters here. So opportunity cost is minimal here. The only one that matters is what we don't spend on a card that can get us Hyatt points, but we spend most everything else there,
Originally Posted by
AdamSouthFL
I do this often. I shop first (i.e. Petsmart), get my total, buy the GC for exact amount on GC.com, wait about 1 minute to get the GC, and then check out on the retailer site. Nothing left over to keep track of later.
Thanks. so it sounds like, if we can find a covered retailer where we'll spend an appreciable amount, this works for the, basically, 4.9X LPs with zero net cost. Otherwise, get the Visa eCards and just buy GCs for something like AA since one can use up to 8 of those per transaction versus one CC/Debit card.
Cheers.