Originally Posted by
craigthemif
Dunno... if I just randomly show up in Namibia trying to use a credit card - and it gets declined - and then a few days later I show up in North Carolina trying to use that same card, my bank would probably decline that charge too... Whether you think Hilton should be doing that depends on whether you think Hilton has a right to protect itself and its customers against fraud.
Off topic but I've been surprised that Bank of America (personal) and Amex (corporate)
don't flag my travel patterns that aren't that different from above. Cleveland? Amsterdam? Ulaanbaatar? Atlanta? Brussels? APPROVED! APPROVED! APPROVED! APPROVED! APPROVED! Bank of America won't even let you set a travel notice anymore.
The funniest part is that while Bank of America will happily let me bounce around the four corners of the planet without blinking an eye, the two times a year I try to use a BofA ATM less than 3 miles from my house (which is also the billing/statement address) I get a fraud alert/"is this really you?" message with a declined transaction and when I confirm its legit get told to retry and it works.
In 30ish years of carrying plastic I've never had an issue with a card decline that can't be resolved with a very quick call to the number on the back of the card.