Originally Posted by
lowkeyflyer
Why is Wise not good for cash withdrawals if you already have the debit card?
As others have said, the free withdrawal limit is low on Wise and you'll be paying fees the ATM operator charges on top of that. Meanwhile, Schwab charges no fees and reimburses any other fees. OTOH, spending JPY already in Wise is free, so that's what I do with money I already have in there.