You can withdraw the cash at many convenience store ATM's -- but not all -- and I'm sure you know that the "free" withdrawal limits are really low -- like $200 / month - 2 transactions -- $100 each - otherwise you are paying an extra 1.5% - 2%... The Wise site has a list of the ATM's supported.

I learned something new -- I thought Wise only gave you the spot rate upon withdrawal -- I never realized I could use it as a currency hedging strategy -- that's a really risky strategy they are using....