FlyerTalk Forums - View Single Post - USA Platinum: standard, Schwab & Morgan Stanley unified bonus disqualification.

Aug 27, 2023 | 3:10 pm

#19

mia

Flyertalk Posting Legend Moderator: Credit Card Programs, American Express, Capital One, Chase, Citi, Diners Club, Eco Travel, Signatures

Join Date: Jun 2003

Location: Miami, Mpls & London

Programs: AA, IHG & Marriott Platinum; DL & HH Gold

Posts: 51,827

Quote:

Originally Posted by AfterHour

it made no mention of Amex Schwab Plat card.

The card is mentioned five times:

The Platinum Card® from American Express for Charles Schwab is issued by American Express National Bank. ©2023 American Express National Bank.
You can earn 80,000 Membership Rewards® points after you spend $6,000 (the "Threshold Amount") or more in eligible purchases on your Platinum Card® from American Express Exclusively for Charles Schwab within the first 6 months of Platinum Card Membership starting from the date that your account is opened.
The annual fee for the Platinum Card® from American Express Exclusively for Charles Schwab is $695.
https://global.americanexpress.com/c...-platinum-card
The Platinum Card® from American Express Exclusively for Charles Schwab and the Charles Schwab Investor Credit Card® from American Express are only available to you if you maintain an eligible account at Schwab (an "eligible account"). An eligible account means (1) a Schwab One® or Schwab General Brokerage Account held in your name or in the name of a revocable living trust where you are the grantor and trustee or (2) a Schwab Traditional, Roth or Rollover IRA that is not managed by an independent investment advisor pursuant to a direct contractual relationship between you and such independent advisor.

BUT, here is the important part:

Quote:

You may not be eligible to receive a welcome offer if you have or have had this Card, the Platinum Card®, the Platinum Card® from American Express Exclusively for Morgan Stanley or previous versions of these Cards. You also may not be eligible to receive a welcome offer based on various factors, such as your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors. If you are not eligible for a welcome offer, we will notify you prior to processing your application so you have the option to withdraw your application.

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