Thanks for your response. Forgive my attention to detail:

1. Would I also receive $143.70 if my friend booked the ticket using my name as the traveler and paying for it with my credit card (93.70) and using her $50 travel credit?
2. Assuming I receive the $143.70 as an FFC and I have another $25 travel bank credit, could I combine both to purchase a ticket for $168.70.
3. If I understand you correctly, if my FFC expires on July 6, 2024, and don't have a future travel plan, I can purchase a ticket on July 5, 2024 using my FFC and then cancel within 24 hours and my new FFC would expire on July 5, 2025? Is this correct?

Thanks again, rules, rules, rules.

SBT