Originally Posted by
happychic
Not necessarily. There's pro's and con's to both applying using a legit EIN vs using as a SP. I find that business climate can be a huge factor, too.
When was it that you applied for the Southwest biz card? Does your business have a credit profile on D&B?
The first time I applied was perhaps 2015. (I'm planning to apply again later this year.) At that time, there was a reasonable amount of income, whereas today it is negligible. The business was established for a side gig that I haven't really done much with in the last couple of years. No profile on D&B. I've kept the LLC active, paying annual taxes (Delaware), but changed the entity a few years ago from an S Corp to a disregarded entity filing as a sole proprietorship via Schedule C.