Originally Posted by
friedablass
To me the difference in redeeming for travel at 1.5 vs 1.25 is what makes the CSR more valuable. The net difference between the annual fees after the $300 CSR travel credit is $155 which I definitely cover (and more) with the increased value in redemptions.
Also 10x on Lyft rides, some of which are to and from airports and can cost between $70 and $100, is quite valuable to me as well.
It all depends on how you redeem your points
If you redeem for travel directly it can make a big difference. Most people on here use it for transfer partners, where you don't get the extra benefit. I personally use most of mine for cruises so it can make a big difference