Originally Posted by
JIMCHI
Just received the new guide to Benefits. The rental car coverage is useless. It is secondary to any other insurance you have (such as your own car insurance). Other cards such as Chase Sapphire Prefered offer primary coverage.
Fwiw, I think Chase (at least CSP and CSR) may actually be in the minority in terms of providing primary rental car coverage, and that secondary insurance is the more common benefit for credit cards.