I have been following this thread for several
years and I am thrilled to say I finally received an invitation to apply for the business Centurion. I have seen a lot of misinformation on here so for other people wondering and working towards this I want to share what I know in August of 2023.

Post COVID Amex made a decision to make the card more elite then ever. Previously you may have seen information stating that 400,000 was the starting point for consideration as a business cardholder. I have been a member of AMEX since 2006 and I spent 2.4m on my AMEX platinum last year.

I had the opportunity to speak to TWO business development managers at AMEX to really find out what the starting criteria for business are. $2.4m is VERY LOW for the business card and I was told they are looking for members starting around $6m annual spend.

Additionally, they want to see a substantial LUXURY spend at super high end and we’ll know brands and establishments. Think Cartier, Hermes, Patek Phillipe, Four Seasons, Mandarin Oriental, private jet travel, etc. This is very important to them.

Additionally they prefer there to be a story behind the member, you should be noteworthy in your field with some press or even a bonafide celebrity.

You must be very high income, this matters, generally 500k a year or more and you should have perfect credit.

I wouldn’t even waste your time applying for interest, it did nothing for me. One day when you least expect it AMEX will deem you worthy and the rest will be history.

They don’t need the customers for this card, this card is a privilege, it’s not amount money for them, they literally don’t care. It is the ultimate financial
milestone I think you can accomplish because even if your rich you can’t buy this card. I wondered recently when I heard the $6m number if I would ever make the cut and I can only say that I am so gracious and happy to have earned this. This is worth more then money.

I don’t know about personal spend but I would venture to say based on what I know that your looking at 500k per year on the absolute low end for consideration.

There are no more then 25,000 Centurion members in the USA. You are looking at roughly 1 out of every 17,000 people have this card. Amex wants to keep it that way.

Also, the card comes with no preset limit like the rest of their charge cards, but the Centurion no preset isn’t like the others. Think a limit of around a million starting, I put through a test transaction of $200k on the app before the card even came and it was instantly approved.

Once you get invited they will have you formally apply, you could actually get denied at that point. It can take up to 72 hours for a decision, mine was instant. They overnight the card to you. This is a completely new account, not an upgrade for your platinum.

Good luck everyone, I went through years of directing almost all of my card spend to my Amex to get here and it took me almost 10 years to make it happen, but I finally did it!!! Long live American Express!!