Originally Posted by SP03

What makes you say that there is no basis for litigation? Amex sets the terms but there is ambiguity in the wording to allows for different interpretations.

“Beginning February 1, 2023, if U.S. American Express Platinum and Business Platinum Card Members, and their Additional Platinum Card Members, spend a total of $75,000 or more on eligible purchases on their Platinum Account during a calendar year, they will receive complimentary Centurion lounge access for up to two guests per visit.”

It refers to spending on the account. What is an account, if someone has multiple cards on their account?

You can definitely make an argument if someone spends a combined 75k on their Amex cards on a single account they should get lounge access.

Whether arbitration or court would agree with that interpretation is a separate matter. But I wouldn’t be surprised if that’s a reason for backtracking.