Originally Posted by
zorbachs
Does anyone hold both this card and the Amex Platinum? The SUB looks good now that it's 75k. I hold a CCR, UCR, and PR with PH status currently. My line of thinking is if I like the PE card, I can cancel my PR card when my AF hits. However, it seems like the lifestyle credits are limited to food delivery services, Netflix and maybe Hulu? No rideshares, I presume? If there is too much overlap with the Platinum, it may make no sense to hold both.
I have both cards. The majority of my spending goes on my BofA credit cards (2x CCR, 1x1 PRE with PH status). I live in a VHCOL area, so I'm putting a lot of spend on the BofA cards. Lifestyle credits on the BofA PRE can be used towards "rideshare, food delivery, streaming service and fitness transactions at select merchants." The keyword is "select merchants" as we've found out a few posts above, (HBO) Max does not qualify despite being coded with one of the following qualifying MCC codes. I've used my credit on Uber Eats and GrubHub successfully.
I only have the Amex Schwab Platinum card for the travel perks which are largely complementary to the BofA PRE travel perks. I can make use of the Uber credit, entertainment credit, and airline incidental credit, so the effective annual fee is $55 to get access to the Amex Global Lounge network, CLEAR, Walmart+, Hilton/Marriott statuses, and car rental status. I travel for work a few times a year and it is nice to get access to the Delta Sky Club when I fly Delta and the Amex Centurion Lounge when I fly into certain airports. I will not rack up very much MR points (outside of the SUB), so I will cash any MR points out at 1.1cpp into my Schwab Brokerage account.