An internet discussion board is not the place to seek legal advice. We can only suggest different ways of thinking and acting.
When anyone applies for a Citicard they read and agree to these terms. When someone does not respond to a request for documentation or information they are abandoning the application. It's better to provide
something in response to a request than to ignore it, and it's seldom advisable to take a legalistic approach unless prepared to employ legal representation.
Identity Verification
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT - To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. This means that we will ask for your name, address, date of birth, and other information that will allow us to identify you when you open an account. We may also ask to see your driver's license or other identifying documents; and obtain identification information about you or any Authorized User you add to your account.
Authorization for the Social Security Administration to Disclose Your Social Security Number Verification - You authorize the Social Security Administration (SSA) to verify and disclose to Citibank, N.A. through Experian for the purpose of this transaction whether the name, Social Security Number (SSN) and date of birth you have submitted matches information in SSA records. Your consent is for a one-time validation within the next 90 days.
ABOUT USING YOUR MOBILE PHONE TO APPLY FOR AN ACCOUNT ONLINE
You authorize your wireless carrier to use or disclose information about your account and your wireless device, if available, to Citi or its service provider for the duration of your business relationship, solely to help them identify you or your wireless device and to prevent fraud.