I still haven’t accepted the new terms and wish they would’ve at least summarized what the new updates are instead of covering it up in a bunch of pages I can’t understand. My first thought was FedNow which is set to start July 1st 2023 so I didn’t accept it because I don’t want to unknowingly consent to that. I’m glad there’s folks out there who are not blindly accepting whatever’s pushed in their face. I don’t know what I’ll do to get my online access back yet but I’ll switch banks if I can’t find an answer without agreeing to these new terms.