FlyerTalk Forums - View Single Post - DCC: Dynamic Currency Conversion (2017-2025)
Old Jul 7, 2023 | 9:18 am
  #1022  
Majuki
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Join Date: Jul 2009
Location: SJC
Programs: AA, AS, Marriott
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Originally Posted by tmiw
I recently got a letter from BoA basically stating that my FTF-charging card will now only charge FTF if the charge isn't in USD.
This is still a good change. It's likely irrelevant for the types of cards we would be using these days, but I remember getting hit with FTFs on USD denominated purchases back when my travel cards had a FTF. One notable example was BA's website. Even though you'd purchase tickets from their US website denominated in USD (no DCC), you'd still see a FTF on the transaction since the payment processor was based in the UK.

I've also heard a few informal data points where people have inadvertently had a USD transaction overseas using a card with a FTF not been charged the FTF. Note that these weren't DCC transactions but rather places that used the USD, such as some Caribbean islands.
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