[QUOTE=MSP-FFF] Once I got home and unpacked I realized that a digital camera and a Swiss army knife were missing from the bag. I contacted NWA immediately and reported it only to receive a letter about a week later stating that since TSA had inspected the bag they were absolved from any responsibility/liability.

TSA's website states that they do not cover the theft of any photographic equipment. [QUOTE]

I am not sure where you saw the TSA disclaimer. In the section related to checked baggage instructions TSA says that the airlines don't have any liability for electronic equipment, photographic . . . etc, and they don't. File the SF-95, and include the letter from NW as an attachment. I can see the Swiss Army Knife . . . but what were you thinking, putting a camera in a checked bag?

BTW, if the camera is valuable enough your homeowner's is the next best bet for reimbursement if you don't get anywhere. The SF-95 should act as a police report, but if your insurance company demands that you go to the police, they will likely write a counter report at the airport or over the phone.