Originally Posted by
kurtz9
I've read through 39 pages and I've seen BOTH of these (seemingly contradictory) timing things claimed:
1) Best is to PC right after your anniversary night/AF posts with the boundless, and then a year later you'll get an 85k cert- if you PC much later in the year you'll have to wait a full year from when you PC to get the cert...
and
2) Best to PC at least 4-5 months BEFORE your boundless anniversary, because it takes then 3-4 months to post your $450 AF for the PC you then pay-- and you then you'll get the 85k cert just a month or two after (when you would've had the boundless anniversary)
Example of someone saying the 1st is right
Example of someone citing the 2nd one as being right:
Which is correct?
There is no difference. We both will product changed to the Ritz-Carlton card sometime between Year 1 and Year 2 after getting the Boundless card and both will receive the 85K certificate at the 2nd anniversary of opening the Boundless card.
I went ahead and PC’d right at the first anniversary to get Priority Pass/Gold status and early access to the travel credit. If you don’t care about that, you could wait like the other person and PC right before that 2nd anniversary so you’ll defer paying the annual fee until then.
Edit: I see where my wording was confusing, I product changed right at the anniversary mark which I assumed many people do so I will receive my 85K certificate at the 1st anniversary with the Ritz but if you product change later, you’ll still get it at the anniversary of opening the Boundless (I believe)