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Old Jun 29, 2023 | 9:40 am
  #378  
rbrad
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Join Date: Mar 2022
Location: LHR, RDU
Posts: 99
C1 Venture X Holder Rejected for Venture?

Hello, C1 just rejected me for the Venture and put the below reasons in my letter. Apparently I was a bit too eager in their eyes. I am exactly at 5/24 for another 9 months and have been approved for a new CC once every ~4 months or so over the last year and a half or so. I was seeking to take advantage of the Venture SUB and then downgrade it to the Venture One after 12 months.

Do you suggest I wait until my CC report settles down to apply for the C1 Venture (if so when?), or would I have more luck applying for the Citi Premier (no existing relationship with Citi), or the AmEx Gold? (I already have the AmEx Plat). Thanks in advance!

Based on your credit report from one or more of the agencies on the back of this letter, number of bank cards tradelines opened in the last 24 months ·
Based on your credit report from one or more of the agencies on the back of this letter, there are too many active credit cards based on your loan history
Based on your credit report from one or more of the agencies on the back of this letter, there are too many new revolving accounts
Based on your credit report from one or more of the agencies on the back of this letter, there are too many revolving accounts
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