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Thread: Chase Product Change/Card Conversion: Downgrade, Upgrade, Keep or Cancel? (2023-26)
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Old Jun 28, 2023 | 8:32 am
  #152  
lleung1980
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Join Date: Jan 2016
Posts: 185
Originally Posted by Schnit
No, but if you have any personal UA card, the card is basically free.

You can use 6,666 miles to offset the annual fee through PYB. You get 5,000 miles each year just for having both cards. You also get 2 lounge passes.

As far as I figure the 2 passes more than offset the 1,666 miles you pay to keep the card
Thank you! I'm planning to apply for the Quest personal card and feel like the Business Explorer card is kinda useless. Could you explain how can I use the miles to pay my annual fee?
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