It sounds like the OP is regularly fishing for the $100 compensation. Letting the front desk go through their thing only to come back 5 minutes later with a "gotcha, DYKWIA, you didn't offer me..."

Those brands that offer the choice of breakfast and points are generally very good at offering the choice. So I surmise that the OP is making a fuss over the choice of points versus a $10 F&B credit? This might only be relevant enough at a Courtyard (only 500 points and no free breakfast so a credit is welcome). But that only wouild lead me to question my reasons for choosing Courtyard over and over instead of different brands / chains... (rather than complain to Bonvoy each time)