biggest and simplest reason is for network acceptance globally for large purchases. not everything accepts amex. although for reputable vendors where such large volume is common, amex is almost always accepted, but it also helps to split large volume of txn on different banks. i dont want everything on AMEX and get FR. another key are rewards. cap1 pts are valuable to me vs chase ink premier visa. its only CB. but if it was UR, i would get it asap.
Originally Posted by
DavidTos
Has anyone heard anymore about this conversion becoming more widely available? I tried calling Capital One about it yesterday and the representative I spoke to had heard nothing about it. She asked if I could read the email to her and of course I couldn't find any snapshots of the email online when she asked.

looks to be highly targeted. i would like to see email as well.