Originally Posted by italdesign

I have UR pts but no transferable card. Not eligible for CSP/CSR SUB until 2025. Can't easily meet CIP MSR of $15k. Only other option I can think of is upgrade my Freedom to CSP or CSR. I don't actually want to keep the upgraded card tho, I like my Freedom and I want to transfer all my UR out and downgrade back to Freedom, and I believe the AF would be prorated. Does anyone know how long I need to keep the upgrade before downgrading back?