FlyerTalk Forums - View Single Post - Touchless Credit Card Now Replaces Chip & PIN in Europe??
Old Jun 14, 2023 | 3:51 pm
  #44  
JackMackey
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Join Date: Dec 2019
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Originally Posted by docbert
That's because the EU has passed legislation that limits the maximum fees that credit card companies can charge to 0.3%, whilst in the US it can be 10x (or even more) as much. At 0.3%, the overhead of accepting cash is almost always going to cost more than accepting credit card. At 3% that's frequently not going to be the case.
Cash may still be cheaper but at .3% it is pretty close. The savings, I think, would come from efficiency, more transactions per hour and reduced labor requirements.
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