Originally Posted by
BigFlyer
I use the Return Protection and Extended Warranty fairly aggressively - but well within the rules.
For example, if I have a cell phone which ends up with crappy battery life during the extended warranty period (and the original warranty had a battery warranty), I file a claim.
Or a few times a year I buy an electronic toy of some sort (phone, tablet, whatever), and around the 60th day I file a claim for Return Protection.
The result has always been a refund of the full purchase price from Amex, and I get to keep the item as well.
Anyone ever have their card cancelled or a credit review initiated because of (claimed over-) use of these services?
Just based on my experience, I claim those all the time, and havn't get issues, and I think as long as you are following the rules you should be okay - but again, they have the sole decision to determain if you are abusing it or not, so is really at your own risk. hope it helps!