I've had the Brilliant for years and just got the Boundless so I can have a Visa card that I want to use besides my WOH card. The SUB and 35K annual cert made it a no brainer for $95. I'm still considering getting the Bountiful next year as I could use it for my Marriott stays, hit the 15K for the 50K cert, and get an extra 1K for each of my 100+ 1-night stays. It would also work as a 4X card for international dining that needs Visa. Then, I could upgrade my Boundless to a RC card after a year to get another 85K.