Originally Posted by
Stgermainparis
What is the best way to “pay” for flights with C1 Venture X if wanting to use points ultimately?
1. Use points at checkout at .01/point (so 10k for $100 flight)
2. Pay with card and redeem points at .01 for travel purchase
If I’m understanding the benefits correctly, a $100 ticket would earn 500 points and would cost 10k to cover at statement. So effectively this saves 500 points. Is that right?
Do the same kinds of travel insurance protections exist for both?
Yes. You would earn 500 points by paying $100 with the card and then redeeming 10K
points to cover the $100 charge.
You would get the same trip cancellation/interruption, trip delay, and lost baggage protections regardless if paying with card or points:
https://ecm.capitalone.com/WCM/card/...te-english.pdf
Although interestingly the $1M travel accident insurance has different language, and requires the entire cost (minus certificates/vouchers) to be charged to the Visa Infinite account.