Is there a free Amex HH card? I have what I thought was a basic HH amex and I just got a $95 membership renewal charge. I only use it for rare stuff plus it’s mostly so that my child has a “safe” card to use that isn’t a debit and isn’t a “youth card” that most parents buy. I just want my child to have a basic points card and the non-amex cards won’t do it for when my child was 13. Not sure if they’ll do it at 14. I just don’t want to pay $95/year if possible.