FlyerTalk Forums - View Single Post - Does Capital One report authorized users? Is there a hard pull on their credit?
Old May 24, 2023 | 4:32 pm
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mia
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Yes, Capital One reports AU cards to credit bureaus, even when they do not have the AU's SSN. Example: https://www.flyertalk.com/forum/33903248-post444.html

No reason for a card issuer to perform a credit check on a AU, because they are not extending credit to the AU.
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