Originally Posted by
fanatic
I was approved with $3K CL. I did not realize until today that I went over that limit by more than $1K. How is it possible that Chase allowed that? I am wondering if I will run into any trouble in the future
Check to see if Chase raised your limit to accommodate the purchase. Let us know, please.
Originally Posted by
lowkeyflyer
It's a credit access limit not a hard limit
Speaking of no hard limit, a few years ago I purchased my wife earrings for $16k. I paid with a Freedom Unlimited card that had a $5k limit. The charge went through.

I imagine this could happen for a business card as well.
RNE, explaining that it helps that I have a stellar credit score and a long, good relationship with Chase... not to mention being Jamie Dimon's long lost nephew.