Sorry if this has been posted elsewhere but I didn't find the answer after a search. I just purchased miles through the current promo and the status is shown as 'pending'. I know the terms and conditions say up to 72 hours but what do most eople experience in reality? Is 'pending' suggestive that the transaction usually won't go through? It is worth noting that I usually get asked for OTP when using my UK Amex but this transaction went straight through without any additional checks for what would usually be considered a very large amount by my bank.

Thanks for any help.